SIA understands the duty and importance of compliance with ERISA regulations regarding retirement plan investments. We support plan sponsors to create a diverse and disciplined investment process by providing unbiased advisory services. We offer clients the option of working to fulfill their fiduciary duties with us in an ERISA 3(21) or 3(38) capacity.

As an ERISA 3(21) Co-Fiduciary, we work in partnership with the plan sponsor to provide recommendations and help them make informed decisions. However, the ultimate decision to accept or decline our recommendations remains with the plan sponsor.

As a 3(38) Investment Manager, we take on a higher level of fiduciary responsibility. This means that we have full discretion and are responsible for the selection and monitoring of the plan's investment options that we report to the plan sponsor.