Assisting clients in maintaining a long-term perspective and disciplined approach during the best and worst financial times.

There are two components of total  return – income plus capital appreciation. Reaching for income can increase volatility and the potential for unexpected results.

Because higher costs paid (management fees, trading costs, taxes) equals less potential return for clients, fees play a significant role in our investment manager selection process.

Allocating assets into “buckets,” each with a specific objective and/or risk tolerance, ensures a cohesive and comprehensive investment strategy.

Creating a tailored asset allocation strategy using a wide array of asset classes based on each client's financial situation, risk tolerance and time horizon.

Conducting regular, rigorous oversight of portfolio allocations and remaining disciplined to maintain each client's agreed-upon asset allocation. 

Implementing savings and withdrawal strategies to balance the goals of building wealth and meeting the client's income requirements.

Providing customized reporting for multiple accounts to simplify complicated  financial analyses. Reports may include assets that are not SIA's responsibility, yet are key to understanding the client's total financial picture.

Working closely with clients and other professional advisors and vendors to provide a comprehensive approach. We are committed to giving unbiased perspectives, objectivity with integrity to meet clients' investment needs.